GROUP/BUSINESS
GROUP LIFE / AD&D

Group Whole Life – One of the best benefits you can offer your employees is a whole life insurance policy. Product highlights include:

• Traditional whole life insurance product
• Guaranteed level premiums, level death benefit and cash value
• Lifetime protection (if all premiums are paid)
• Issue ages 18 – 70
• Benefit amounts from $5,000 to $150,000 for employee coverage
• Spouse and children’s coverage available
• No medical exams (simplified underwriting)
• Portable (employees can keep their coverage even if they leave their current employer)

Group Term Life – A product designed to provide cost-effective life insurance for a specified period to meet anticipated responsibilities. Product highlights include:

• 10, 20, or 30 – year term or term to age 65 life insurance product
• Guaranteed premiums for initial term period
• Issue ages 18 – 70 (maximum issue age varies by initial term period)
• Level death benefit
• Benefit amounts from $2,500 to $150,000 for employee coverage
• Spouse and children’s coverage available
• No medical exams (simplified underwriting)
• Portable (employees can keep their coverage even if they leave their current employer)

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